/* ==========================================================================
   HOM365 - Apple UI Inspired Design System & Stylesheet
   Crafted following Apple UI Skills (.agents/skills/apple-ui-skills)
   - Font: Inter
   - 4px Spacing Grid
   - 21px Border Radius Scale
   - Tabular Numerals for Financial Data
   - High Contrast & Accessible Light Surfaces
   - 100% Pure Static (Zero Node/Server Dependency)
   ========================================================================== */

:root {
  /* Brand Manual HOM365 & Apple UI Harmony */
  --primary-navy: #1A1F2F;        /* Azul Profundo (Manual de Marca) */
  --primary-navy-light: #283046;  /* Azul Profundo suave */
  --primary-navy-dark: #111420;   /* Azul Profundo oscuro */
  --accent: #438CB3;              /* Azul HOM Oficial */
  --accent-hover: #347699;
  --accent-cyan: #438CB3;         /* Unificado con Azul HOM */
  --accent-cyan-hover: #347699;
  --whatsapp-green: #25D366;
  --whatsapp-green-hover: #20BA5A;
  
  /* Semantic Light Mode Surfaces */
  --surface-base: #FFFFFF;        /* Blanco Oficial */
  --surface-secondary: #F4F7F9;   /* Gris Oficial (Manual de Marca) */
  --surface-tertiary: #E8EEF2;
  --surface-card: #FFFFFF;
  
  /* Typography Colors */
  --text-primary: #1A1F2F;        /* Azul Profundo para títulos y estructura */
  --text-secondary: #475569;
  --text-tertiary: #94A3B8;
  --text-light: #F4F7F9;
  
  /* Borders (1px subtle Apple standard) */
  --border-default: #E2E8F0;
  --border-focus: #438CB3;
  
  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(26, 31, 47, 0.05);
  --shadow-md: 0 4px 12px rgba(26, 31, 47, 0.06);
  --shadow-lg: 0 10px 25px rgba(26, 31, 47, 0.08);
  --shadow-xl: 0 20px 40px rgba(26, 31, 47, 0.12);
  --shadow-wa: 0 8px 25px rgba(37, 211, 102, 0.4);
  
  /* Typography Scale (Manual de Marca: Montserrat + Inter) */
  --font-heading: 'Montserrat', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-main: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  
  /* Border Radius (Apple 21px scale) */
  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-card: 21px; /* Mandated by Apple UI Skill */
  --radius-pill: 9999px;
  
  /* Transitions (Compositor only, max 200ms) */
  --transition-fast: 0.15s ease-out;
  --transition-normal: 0.2s ease-out;
}

/* ==========================================================================
   Base & Reset
   ========================================================================== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Prevent unwanted text selection on UI elements */
.no-select {
  -webkit-user-select: none;
  -moz-user-select: none;
  user-select: none;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  background-color: var(--surface-base);
}

body {
  font-family: var(--font-main);
  color: var(--text-primary);
  background-color: var(--surface-base);
  line-height: 1.6;
  overflow-x: hidden;
  padding-bottom: env(safe-area-inset-bottom);
}

img, svg {
  display: block;
  max-width: 100%;
  pointer-events: auto;
}

img {
  -webkit-user-drag: none;
  user-select: none;
}

a {
  text-decoration: none;
  color: inherit;
  transition: transform var(--transition-fast), opacity var(--transition-fast), color var(--transition-fast);
}

ul {
  list-style: none;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  outline: none;
  border: none;
}

.tabular-nums {
  font-variant-numeric: tabular-nums;
}

.text-balance {
  text-wrap: balance;
}

h1, h2, h3, h4, h5, h6, 
.hero-title, 
.section-title, 
.brand-logo-text {
  font-family: var(--font-heading);
}

.container {
  width: 100%;
  max-width: 1280px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 24px;
  padding-right: 24px;
}

/* ==========================================================================
   Top Information Bar
   ========================================================================== */
.top-bar {
  background-color: var(--primary-navy-dark);
  color: #94A3B8;
  font-size: 0.825rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 8px 0;
}

.top-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 20px;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.top-bar-item svg {
  width: 14px;
  height: 14px;
  fill: var(--accent-cyan);
}

.top-bar-item a:hover {
  color: #FFFFFF;
}

.badge-official {
  background: rgba(0, 180, 216, 0.15);
  color: var(--accent-cyan);
  padding: 3px 10px;
  border-radius: var(--radius-pill);
  font-size: 0.75rem;
  font-weight: 600;
  border: 1px solid rgba(0, 180, 216, 0.3);
}

/* ==========================================================================
   Header & Navbar (Clean Apple Glassmorphism)
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: #FFFFFF;
  border-bottom: 1px solid var(--border-default);
  transition: box-shadow var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 20px;
}

.brand-wrapper,
.brand-logo {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  height: 52px;
  max-height: 52px;
  flex-shrink: 0;
}

.brand-logo-text,
.brand-img-logo,
.brand-wrapper img,
.brand-logo img {
  height: 48px !important;
  max-height: 48px !important;
  width: auto !important;
  max-width: 250px !important;
  object-fit: contain !important;
  display: block !important;
}

/* Footer single brand badge */
.footer-logo-badge {
  display: inline-flex;
  align-items: center;
  background: #FFFFFF;
  padding: 8px 16px;
  border-radius: 12px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  margin-bottom: 20px;
  text-decoration: none;
  transition: transform var(--transition-fast);
}

.footer-logo-badge:hover {
  transform: translateY(-2px);
}

.footer-logo-badge img {
  height: 38px;
  width: auto;
  display: block;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(8px, 1.2vw, 20px);
  margin-left: auto;
  margin-right: 28px;
  padding: 0;
}

.nav-link {
  font-weight: 500;
  color: var(--text-secondary);
  font-size: 0.88rem;
  position: relative;
  padding: 8px 0;
  white-space: nowrap;
  letter-spacing: -0.2px;
}

.nav-link:hover, .nav-link.active {
  color: var(--primary-navy);
  font-weight: 600;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent);
  transition: width var(--transition-fast);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.header-actions .btn {
  padding: 9px 18px;
  font-size: 0.88rem;
  font-weight: 600;
  white-space: nowrap;
}

.mobile-menu-toggle,
.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  color: var(--primary-navy);
  padding: 6px;
  border-radius: 8px;
}

/* Buttons System */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.925rem;
  cursor: pointer;
  transition: transform var(--transition-fast), opacity var(--transition-fast), background-color var(--transition-fast);
  white-space: nowrap;
}

.btn-block {
  width: 100%;
  display: flex;
  text-align: center;
  justify-content: center;
}

.btn:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.btn-primary {
  background: var(--accent);
  color: #FFFFFF;
}

.btn-primary:hover {
  background: var(--accent-hover);
  transform: translateY(-1px);
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(8px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.22);
  transform: translateY(-1px);
}

.btn-whatsapp {
  background-color: var(--whatsapp-green);
  color: #FFFFFF;
  box-shadow: 0 4px 12px rgba(37, 211, 102, 0.3);
}

.btn-whatsapp:hover {
  background-color: var(--whatsapp-green-hover);
  transform: translateY(-1px);
}

.mobile-menu-toggle {
  display: none;
  background: transparent;
  cursor: pointer;
  padding: 8px;
  color: var(--primary-navy);
}

.mobile-nav {
  display: none;
}

/* ==========================================================================
   Hero Section
   ========================================================================== */
.hero-section {
  position: relative;
  background: var(--primary-navy);
  color: #FFFFFF;
  padding: 80px 0 96px;
  overflow: hidden;
}

.hero-bg-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(90deg, rgba(11, 30, 51, 0.95) 0%, rgba(11, 30, 51, 0.88) 50%, rgba(11, 30, 51, 0.72) 100%),
              url('../images/hero-home.jpg') center/cover no-repeat;
  z-index: 1;
}

.hero-glow {
  position: absolute;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 180, 216, 0.22) 0%, transparent 70%);
  top: -100px;
  right: 15%;
  z-index: 2;
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 10;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 48px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: rgba(0, 180, 216, 0.12);
  border: 1px solid rgba(0, 180, 216, 0.35);
  padding: 5px 16px 5px 5px;
  border-radius: var(--radius-pill);
  font-size: 0.85rem;
  font-weight: 500;
  color: #E2E8F0;
  margin-bottom: 24px;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.15);
  max-width: 100%;
}

.hero-badge .badge-accent-text {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  color: #FFFFFF;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);
  padding: 5px 14px;
  border-radius: 9999px;
  font-size: 0.76rem;
  letter-spacing: 0.4px;
  white-space: nowrap;
  line-height: 1.1;
  flex-shrink: 0;
  box-shadow: 0 2px 6px rgba(0, 180, 216, 0.3);
}

.hero-badge .hero-badge-dot {
  opacity: 0.4;
  font-size: 0.75rem;
  flex-shrink: 0;
}

.hero-badge .hero-badge-sub {
  line-height: 1.25;
}

.hero-title {
  font-size: 3.25rem;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 20px;
}

.hero-title span {
  color: var(--accent-cyan);
}

.hero-description {
  font-size: 1.125rem;
  color: #CBD5E1;
  line-height: 1.6;
  margin-bottom: 32px;
  max-width: 560px;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
  margin-bottom: 40px;
}

.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-stat-item h3 {
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--accent-cyan);
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}

.hero-stat-item p {
  font-size: 0.85rem;
  color: #94A3B8;
  margin-top: 4px;
}

/* Floating Card in Hero (Apple Glass Card) */
.hero-floating-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-radius: var(--radius-card);
  padding: 36px 32px;
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.35);
  position: relative;
}

.hero-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}

.hero-floating-card h4 {
  font-size: 1.35rem;
  font-weight: 700;
  color: #FFFFFF;
}

.hero-floating-card p {
  color: #94A3B8;
  font-size: 0.925rem;
  margin-bottom: 24px;
}

.feature-pill-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 28px;
}

.feature-pill-item {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  padding: 12px 16px;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
  color: #E2E8F0;
}

.feature-pill-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(0, 180, 216, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-cyan);
  flex-shrink: 0;
}

.feature-pill-icon svg {
  width: 14px;
  height: 14px;
}

/* ==========================================================================
   Bank Alliance Section (Trust Bar)
   ========================================================================== */
.banks-section {
  padding: 80px 0;
  background-color: var(--surface-base);
  border-bottom: 1px solid var(--border-default);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.section-tag {
  display: inline-block;
  font-size: 0.825rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--accent);
  margin-bottom: 12px;
}

.section-title {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  letter-spacing: -0.02em;
  line-height: 1.25;
  margin-bottom: 16px;
  text-wrap: balance;
}

.section-title span {
  color: var(--accent-cyan);
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* Tabs for Banks */
.filter-tabs {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-bottom: 36px;
  flex-wrap: wrap;
}

.tab-btn {
  background: var(--surface-secondary);
  color: var(--text-secondary);
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.875rem;
  cursor: pointer;
  transition: transform var(--transition-fast), background-color var(--transition-fast), color var(--transition-fast);
  border: 1px solid var(--border-default);
}

.tab-btn:hover {
  background: var(--surface-tertiary);
  color: var(--primary-navy);
}

.tab-btn.active {
  background: var(--primary-navy);
  color: #FFFFFF;
  border-color: var(--primary-navy);
  box-shadow: 0 4px 12px rgba(11, 30, 51, 0.15);
}

/* Banks Grid */
.banks-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 20px;
}

.bank-card {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card); /* 21px Apple radius */
  padding: 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  height: 130px;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.bank-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-cyan);
}

.bank-card img, .bank-card svg {
  max-height: 42px;
  width: auto;
  object-fit: contain;
  transition: transform var(--transition-fast);
}

.bank-card:hover img, .bank-card:hover svg {
  transform: scale(1.04);
}

.bank-badge {
  position: absolute;
  top: 10px;
  right: 12px;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: var(--radius-pill);
  background: var(--surface-secondary);
  color: var(--text-tertiary);
}

.bank-badge.exterior {
  background: #E0F2FE;
  color: #0369A1;
}

.bank-lockup-custom {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  width: 100%;
}

.bank-icon-badge {
  width: 38px !important;
  height: 38px !important;
  max-height: 38px !important;
  border-radius: 8px;
  object-fit: cover;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.08);
}

.bank-lockup-text {
  display: flex;
  flex-direction: column;
  text-align: left;
  line-height: 1.15;
}

.bank-name-primary {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary-navy);
  letter-spacing: -0.3px;
}

.bank-tag-secondary {
  font-size: 0.68rem;
  font-weight: 600;
  color: var(--accent-cyan);
  letter-spacing: 0.2px;
  margin-top: 2px;
}

/* ==========================================================================
   Services & Solutions
   ========================================================================== */
.services-section {
  padding: 96px 0;
  background-color: var(--surface-secondary);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.service-card {
  background: var(--surface-card);
  border-radius: var(--radius-card); /* 21px Apple radius */
  padding: 36px 30px;
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  display: flex;
  flex-direction: column;
  position: relative;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(0, 180, 216, 0.4);
}

.service-card.highlight {
  border: 1.5px solid var(--accent-cyan);
}

.service-card-tag {
  position: absolute;
  top: -12px;
  right: 24px;
  background: var(--accent-cyan);
  color: #FFFFFF;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 3px 12px;
  border-radius: var(--radius-pill);
  box-shadow: 0 4px 10px rgba(0, 180, 216, 0.3);
}

.service-icon-box {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: rgba(0, 180, 216, 0.1);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  transition: transform var(--transition-fast), background-color var(--transition-fast);
}

.service-card:hover .service-icon-box {
  background: var(--accent);
  color: #FFFFFF;
}

.service-icon-box svg {
  width: 28px;
  height: 28px;
}

.service-card h3 {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 12px;
  text-wrap: balance;
}

.service-card p {
  color: var(--text-secondary);
  font-size: 0.925rem;
  line-height: 1.6;
  margin-bottom: 24px;
  flex-grow: 1;
}

.service-features {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 24px;
  padding-top: 16px;
  border-top: 1px solid var(--border-default);
}

.service-feature-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

.service-feature-item svg {
  width: 16px;
  height: 16px;
  color: #10B981;
  flex-shrink: 0;
}

.service-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--accent);
  transition: transform var(--transition-fast), color var(--transition-fast);
}

.service-btn:hover {
  color: var(--accent-hover);
  transform: translateX(4px);
}

/* ==========================================================================
   Colombians Abroad Section (Exterior)
   ========================================================================== */
.exterior-section {
  padding: 96px 0;
  background: var(--primary-navy);
  color: #FFFFFF;
  position: relative;
  overflow: hidden;
}

.exterior-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 64px;
}

.exterior-image-box {
  position: relative;
}

.exterior-image-box img {
  border-radius: var(--radius-card); /* 21px Apple radius */
  box-shadow: var(--shadow-xl);
  width: 100%;
  height: 520px;
  object-fit: cover;
}

.exterior-floating-badge {
  position: absolute;
  bottom: -20px;
  right: -20px;
  background: #FFFFFF;
  color: var(--primary-navy);
  border-radius: var(--radius-card);
  padding: 18px 24px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.25);
  display: flex;
  align-items: center;
  gap: 16px;
}

.exterior-floating-badge .flag-icons {
  font-size: 1.75rem;
  display: flex;
  gap: 4px;
}

.exterior-floating-badge p {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.exterior-floating-badge span {
  font-size: 0.75rem;
  color: var(--text-tertiary);
}

.exterior-content .section-tag {
  color: var(--accent-cyan);
}

.exterior-content h2 {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 20px;
  text-wrap: balance;
}

.exterior-content h2 span {
  color: var(--accent-cyan);
}

.exterior-content p.lead {
  color: #CBD5E1;
  font-size: 1.05rem;
  margin-bottom: 32px;
}

/* 4 Steps Timeline */
.steps-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 40px;
}

.step-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
}

.step-number {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(0, 180, 216, 0.2);
  border: 1px solid var(--accent-cyan);
  color: var(--accent-cyan);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  flex-shrink: 0;
  font-variant-numeric: tabular-nums;
}

.step-info h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #FFFFFF;
  margin-bottom: 4px;
}

.step-info p {
  font-size: 0.9rem;
  color: #94A3B8;
  line-height: 1.5;
}

/* ==========================================================================
   Mortgage Simulator Section (Interactive)
   ========================================================================== */
.simulator-section {
  padding: 96px 0;
  background-color: var(--surface-base);
}

.simulator-box {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card); /* 21px Apple radius */
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  overflow: hidden;
}

.sim-controls {
  padding: 48px;
}

.sim-group {
  margin-bottom: 32px;
}

.sim-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.sim-label {
  font-weight: 600;
  color: var(--primary-navy);
  font-size: 1rem;
}

.sim-value-badge {
  font-weight: 800;
  font-size: 1.2rem;
  color: var(--accent);
  background: var(--surface-secondary);
  padding: 4px 12px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-default);
  font-variant-numeric: tabular-nums;
}

.sim-range {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #E2E8F0;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.sim-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  transition: transform var(--transition-fast);
}

.sim-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.sim-options-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}

.sim-option-btn {
  padding: 10px;
  background: var(--surface-secondary);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--text-secondary);
  cursor: pointer;
  text-align: center;
  transition: transform var(--transition-fast), background-color var(--transition-fast), color var(--transition-fast);
}

.sim-option-btn.active {
  background: var(--primary-navy);
  color: #FFFFFF;
  border-color: var(--primary-navy);
}

/* Simulator Results Panel */
.sim-results {
  background: var(--primary-navy);
  color: #FFFFFF;
  padding: 48px 40px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.sim-results h4 {
  font-size: 1.25rem;
  font-weight: 700;
  color: #94A3B8;
  margin-bottom: 24px;
}

.sim-quote-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 24px;
}

.sim-quote-label {
  font-size: 0.85rem;
  color: #94A3B8;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.sim-quote-amount {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--accent-cyan);
  margin-top: 4px;
  font-variant-numeric: tabular-nums;
}

.sim-detail-rows {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 32px;
}

.sim-detail-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.9rem;
  color: #CBD5E1;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.sim-detail-row span:last-child {
  font-weight: 600;
  color: #FFFFFF;
  font-variant-numeric: tabular-nums;
}

.sim-disclaimer {
  font-size: 0.75rem;
  color: #64748B;
  margin-top: 16px;
  text-align: center;
}

/* ==========================================================================
   Team Section (Humanized Trust)
   ========================================================================== */
.team-section {
  padding: 96px 0;
  background-color: var(--surface-secondary);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.team-card {
  background: var(--surface-card);
  border-radius: var(--radius-card); /* 21px Apple radius */
  overflow: hidden;
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  text-align: center;
  padding: 36px 24px 28px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.team-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--accent-cyan);
}

.team-photo-wrap {
  display: none !important;
}

.team-monogram {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(67, 140, 179, 0.12) 0%, rgba(26, 31, 47, 0.05) 100%);
  border: 1.5px solid rgba(67, 140, 179, 0.3);
  color: var(--primary-navy);
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  letter-spacing: 0.5px;
  transition: all var(--transition-normal);
  flex-shrink: 0;
}

.team-card:hover .team-monogram {
  background: var(--primary-navy);
  color: #FFFFFF;
  border-color: var(--primary-navy);
  transform: scale(1.06);
  box-shadow: 0 4px 12px rgba(26, 31, 47, 0.15);
}

.team-info {
  padding: 0;
  width: 100%;
}

.team-name {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 4px;
}

.team-role {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 12px;
}

.team-desc {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.5;
}

/* ==========================================================================
   Testimonials Section (Real Verified WhatsApp Success Stories)
   ========================================================================== */
.testimonials-section {
  padding: 96px 0;
  background-color: var(--surface-secondary); /* Gris Oficial #F4F7F9 */
  border-top: 1px solid var(--border-default);
  border-bottom: 1px solid var(--border-default);
}

.testimonials-gallery-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 36px;
  max-width: 1040px;
  margin: 0 auto;
}

.testimonial-chat-card {
  background: var(--surface-card);
  border-radius: var(--radius-card); /* 21px Apple radius */
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.testimonial-chat-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}

.testimonial-card-header {
  padding: 20px 24px;
  background: #FFFFFF;
  border-bottom: 1px solid var(--border-default);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.testimonial-user-badge {
  display: flex;
  align-items: center;
  gap: 12px;
}

.wa-verified-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(37, 211, 102, 0.12);
  color: var(--whatsapp-green);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.testimonial-user-badge strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
  line-height: 1.25;
}

.testimonial-user-badge .sub-advisor {
  display: block;
  font-size: 0.8rem;
  color: var(--accent);
  font-weight: 600;
  margin-top: 2px;
}

.testimonial-stars {
  color: #F59E0B;
  letter-spacing: 2px;
  font-size: 0.95rem;
}

.testimonial-img-wrapper {
  background: #ECE5DD; /* Tono fondo auténtico de WhatsApp */
  padding: 20px;
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.testimonial-img-wrapper img {
  width: 100%;
  max-height: 520px;
  object-fit: contain;
  border-radius: 14px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
  transition: transform var(--transition-fast);
}

.testimonial-card-footer {
  padding: 20px 24px;
  background: #FFFFFF;
  border-top: 1px solid var(--border-default);
  flex-grow: 1;
  display: flex;
  align-items: center;
}

.testimonial-quote {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.testimonial-quote svg {
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 3px;
}

.testimonial-quote p {
  font-size: 0.925rem;
  color: var(--text-secondary);
  line-height: 1.5;
  font-style: italic;
}

.testimonials-trust-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 36px;
  margin-top: 48px;
  padding: 18px 32px;
  background: #FFFFFF;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}

.trust-bar-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary-navy);
}

.trust-bar-item svg {
  color: var(--accent);
  flex-shrink: 0;
}

/* ==========================================================================
   Lead Capture Form (High-Conversion, Low-Friction)
   ========================================================================== */
.lead-section {
  padding: 96px 0;
  background: linear-gradient(180deg, var(--surface-secondary) 0%, var(--surface-base) 100%);
}

.lead-wrapper {
  background: var(--surface-card);
  border-radius: var(--radius-card); /* 21px Apple radius */
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  width: 100%;
  box-sizing: border-box;
}

.lead-sidebar {
  background: var(--primary-navy);
  color: #FFFFFF;
  padding: 56px 48px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

.lead-sidebar::after {
  content: '';
  position: absolute;
  bottom: -50px;
  right: -50px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(0, 180, 216, 0.25) 0%, transparent 70%);
  border-radius: 50%;
}

.lead-sidebar h3 {
  font-size: 2rem;
  font-weight: 800;
  line-height: 1.25;
  margin-bottom: 16px;
  text-wrap: balance;
}

.lead-sidebar h3 span {
  color: var(--accent-cyan);
}

.lead-sidebar p {
  color: #CBD5E1;
  font-size: 1rem;
  line-height: 1.6;
  margin-bottom: 32px;
}

.lead-bullets {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 32px;
}

.lead-bullet-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: #E2E8F0;
  min-width: 0;
}

.lead-bullet-item svg {
  width: 18px;
  height: 18px;
  color: var(--accent-cyan);
  flex-shrink: 0;
  margin-top: 3px;
}

.lead-bullet-item span {
  flex: 1;
  min-width: 0;
  word-break: break-word;
  white-space: normal;
}

.direct-wa-box {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md);
  padding: 20px;
}

.direct-wa-box p {
  font-size: 0.85rem;
  color: #94A3B8;
  margin-bottom: 12px;
}

/* Form Styles */
.lead-form-wrap {
  padding: 56px 48px;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

.lead-form-wrap h4 {
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.lead-form-wrap .sub {
  color: var(--text-secondary);
  font-size: 0.925rem;
  margin-bottom: 32px;
}

.form-group {
  margin-bottom: 24px;
}

.form-label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.form-control {
  width: 100%;
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-default);
  background: var(--surface-secondary);
  color: var(--text-primary);
  font-size: 0.95rem;
  transition: border-color var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus {
  border-color: var(--border-focus);
  background: #FFFFFF;
  box-shadow: 0 0 0 3px rgba(21, 91, 208, 0.15);
}

/* Phone Selector Input Group & Luxury Country Picker */
.phone-input-group {
  display: grid;
  grid-template-columns: 125px 1fr;
  gap: 10px;
  position: relative;
}

.luxury-country-picker {
  position: relative;
  width: 100%;
}

.country-picker-trigger {
  width: 100%;
  height: 100%;
  min-height: 48px;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-default);
  background: var(--surface-secondary);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 6px;
  cursor: pointer;
  transition: all var(--transition-fast);
  color: var(--primary-navy);
  font-family: inherit;
}

.country-picker-trigger:hover,
.luxury-country-picker.open .country-picker-trigger {
  border-color: var(--accent);
  background: #FFFFFF;
  box-shadow: 0 0 0 3px rgba(67, 140, 179, 0.15);
}

.selected-flag {
  font-size: 1.25rem;
  line-height: 1;
}

.selected-dial {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.chevron-icon {
  width: 16px;
  height: 16px;
  color: var(--text-tertiary);
  transition: transform var(--transition-fast);
  flex-shrink: 0;
}

.luxury-country-picker.open .chevron-icon {
  transform: rotate(180deg);
}

/* Country Picker Dropdown */
.country-picker-menu {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  width: 320px;
  max-width: 90vw;
  background: #FFFFFF;
  border: 1px solid var(--border-default);
  border-radius: 16px;
  box-shadow: 0 16px 40px rgba(26, 31, 47, 0.18);
  z-index: 1050;
  overflow: hidden;
  animation: pickerFadeIn 0.15s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes pickerFadeIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

.luxury-country-picker.open .country-picker-menu {
  display: block;
}

.country-search-box {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 14px;
  border-bottom: 1px solid var(--border-default);
  background: #F8FAFC;
}

.country-search-box .search-icon {
  width: 16px;
  height: 16px;
  fill: var(--text-tertiary);
  flex-shrink: 0;
}

.country-search-input {
  width: 100%;
  border: none;
  background: transparent;
  font-size: 0.88rem;
  color: var(--primary-navy);
  outline: none;
  font-family: inherit;
}

.country-search-input::placeholder {
  color: var(--text-tertiary);
  font-size: 0.82rem;
}

.country-list-scroll {
  max-height: 250px;
  overflow-y: auto;
  padding: 6px;
  overscroll-behavior: contain;
}

.country-group-label {
  padding: 8px 12px 4px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-tertiary);
}

.country-item-btn {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  border: none;
  background: transparent;
  border-radius: 8px;
  cursor: pointer;
  text-align: left;
  transition: background var(--transition-fast);
  font-family: inherit;
}

.country-item-btn:hover {
  background: rgba(67, 140, 179, 0.08);
}

.country-item-btn.selected {
  background: rgba(67, 140, 179, 0.15);
  font-weight: 700;
}

.country-flag {
  font-size: 1.2rem;
  line-height: 1;
}

.country-name {
  flex: 1;
  font-size: 0.88rem;
  color: var(--primary-navy);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.country-dial {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--accent);
}

.country-empty-state {
  padding: 24px 16px;
  text-align: center;
  font-size: 0.85rem;
  color: var(--text-tertiary);
}

.country-select {
  display: none;
}

/* ==========================================================================
   Luxury Language Switcher Pill (ES | EN)
   ========================================================================== */
.lang-switch-pill {
  display: inline-flex;
  align-items: center;
  background: rgba(26, 31, 47, 0.05);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-pill);
  padding: 3px 6px;
  gap: 2px;
  backdrop-filter: blur(10px);
  transition: all var(--transition-fast);
  vertical-align: middle;
}

.lang-switch-pill:hover {
  border-color: rgba(67, 140, 179, 0.4);
  background: rgba(255, 255, 255, 0.9);
}

.lang-opt {
  border: none;
  background: transparent;
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--text-secondary);
  padding: 3px 8px;
  border-radius: var(--radius-pill);
  cursor: pointer;
  transition: all var(--transition-fast);
  font-family: var(--font-heading);
  letter-spacing: 0.5px;
}

.lang-opt:hover {
  color: var(--primary-navy);
}

.lang-opt.active {
  background: var(--primary-navy);
  color: #FFFFFF;
  box-shadow: 0 2px 6px rgba(26, 31, 47, 0.2);
}

.lang-divider {
  font-size: 0.72rem;
  color: #CBD5E1;
  user-select: none;
}

.lang-globe-icon {
  margin-left: 4px;
  margin-right: 3px;
  color: var(--text-secondary);
  flex-shrink: 0;
  transition: color var(--transition-fast);
  display: inline-block;
  vertical-align: middle;
}

.lang-switch-pill:hover .lang-globe-icon {
  color: var(--primary-navy);
}

.top-bar .lang-globe-icon {
  color: #94A3B8;
}

/* Dark mode / top-bar variant */
.top-bar .lang-switch-pill {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.15);
}

.top-bar .lang-opt {
  color: #94A3B8;
}

.top-bar .lang-opt.active {
  background: var(--accent);
  color: #FFFFFF;
}

.top-bar .lang-divider {
  color: rgba(255, 255, 255, 0.2);
}

/* ==========================================================================
   Google Translate Seamless Engine (Hidden UI, 100% Luxury Custom Pill Control)
   ========================================================================== */
.goog-te-banner-frame,
.goog-te-balloon-frame,
#goog-gt-tt,
.goog-te-spinner-pos,
.goog-te-menu-frame,
.skiptranslate,
#google_translate_element {
  display: none !important;
  visibility: hidden !important;
  width: 0 !important;
  height: 0 !important;
  overflow: hidden !important;
}

body {
  top: 0px !important;
  position: static !important;
}

.goog-text-highlight {
  background: transparent !important;
  box-shadow: none !important;
}

font {
  background: transparent !important;
  box-shadow: none !important;
  color: inherit !important;
}

.habeas-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.85rem;
  color: var(--text-secondary);
  line-height: 1.4;
  margin-bottom: 28px;
}

.habeas-checkbox input {
  margin-top: 3px;
  accent-color: var(--accent);
  cursor: pointer;
  width: 16px;
  height: 16px;
}

.habeas-checkbox a {
  color: var(--accent);
  text-decoration: underline;
}

.habeas-checkbox a:hover {
  color: var(--accent-hover);
}

.submit-btn {
  width: 100%;
  padding: 16px;
  font-size: 1.05rem;
  border-radius: var(--radius-pill);
  transition: transform var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);
}

.submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(11, 37, 69, 0.25);
}

/* Validation Feedback Styles */
.form-control.is-invalid {
  border-color: #EF4444 !important;
  background-color: #FEF2F2 !important;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.12) !important;
}

.form-control.is-valid {
  border-color: #10B981 !important;
  background-color: #F0FDF4 !important;
}

.form-error-msg {
  display: none;
  font-size: 0.78rem;
  font-weight: 600;
  color: #DC2626;
  margin-top: 6px;
  animation: fadeIn 0.2s ease-in-out;
}

.form-error-msg.show {
  display: block;
}

/* Form Success State: WhatsApp Direct Card */
.form-success-box {
  display: none;
  text-align: center;
  padding: 28px 12px;
  animation: fadeIn 0.3s ease-out;
}

.success-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #DCFCE7;
  color: #16A34A;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  box-shadow: 0 4px 14px rgba(22, 163, 74, 0.18);
}

.success-icon svg {
  width: 30px;
  height: 30px;
}

.form-success-box h5 {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.form-success-box p {
  color: var(--text-secondary);
  font-size: 0.92rem;
  line-height: 1.5;
  margin-bottom: 20px;
}

/* Lead Preview Card (Apple Glass Clean Box) */
.lead-preview-card {
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: var(--radius-card);
  padding: 18px 20px;
  margin-bottom: 22px;
  text-align: left;
}

.lead-preview-header {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 700;
  color: #059669;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid #E2E8F0;
}

.preview-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #10B981;
  box-shadow: 0 0 0 3px rgba(16, 185, 129, 0.25);
  animation: pulseDot 2s infinite;
}

@keyframes pulseDot {
  0% { transform: scale(0.95); opacity: 0.8; }
  50% { transform: scale(1.2); opacity: 1; }
  100% { transform: scale(0.95); opacity: 0.8; }
}

.lead-preview-body {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.lead-preview-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

.lead-preview-row strong {
  color: var(--primary-navy);
  font-weight: 600;
  text-align: right;
  max-width: 60%;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.btn-whatsapp-lg {
  width: 100%;
  padding: 16px 20px;
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: var(--radius-pill);
  box-shadow: 0 8px 22px rgba(37, 211, 102, 0.35);
  margin-bottom: 14px;
}

.btn-whatsapp-lg:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 26px rgba(37, 211, 102, 0.45);
}

.btn-edit-lead {
  background: none;
  border: none;
  color: var(--text-tertiary);
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  padding: 6px;
  transition: color var(--transition-fast);
}

.btn-edit-lead:hover {
  color: var(--primary-navy);
  text-decoration: underline;
}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
  background: var(--primary-navy-dark);
  color: #94A3B8;
  padding: 80px 0 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.25fr;
  gap: 48px;
  margin-bottom: 64px;
}

.footer-brand {
  display: flex;
  flex-direction: column;
}

.footer-brand-title {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}

.footer-brand img {
  height: 48px;
  width: auto;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 24px;
  color: #94A3B8;
}

.footer-socials {
  display: flex;
  align-items: center;
  gap: 12px;
}

.social-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform var(--transition-fast), background-color var(--transition-fast);
}

.social-icon:hover {
  background: var(--accent);
  border-color: var(--accent);
  transform: translateY(-2px);
}

.social-icon svg {
  width: 18px;
  height: 18px;
}

.footer-column h5 {
  color: #FFFFFF;
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 8px;
}

.footer-column h5::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 28px;
  height: 2px;
  background: var(--accent-cyan);
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-links a {
  font-size: 0.9rem;
  color: #94A3B8;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--accent-cyan);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9rem;
  margin-bottom: 16px;
}

.footer-contact-item svg {
  width: 18px;
  height: 18px;
  color: var(--accent-cyan);
  flex-shrink: 0;
  margin-top: 3px;
}

.footer-bottom {
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 0.8rem;
}

.footer-legal-note {
  max-width: 680px;
  line-height: 1.5;
  color: #64748B;
}

/* ==========================================================================
   Floating WhatsApp Button (Clean, Official, Premium)
   ========================================================================== */
.floating-whatsapp {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 12px;
}

.whatsapp-bubble {
  background: #FFFFFF;
  color: var(--primary-navy);
  padding: 10px 16px;
  border-radius: var(--radius-pill);
  box-shadow: var(--shadow-lg);
  font-size: 0.85rem;
  font-weight: 600;
  white-space: nowrap;
  border: 1px solid var(--border-default);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 8px;
  animation: float-soft 3s ease-in-out infinite;
}

.whatsapp-bubble:hover {
  background: var(--surface-secondary);
}

.whatsapp-circle-btn {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background-color: var(--whatsapp-green);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-wa);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  position: relative;
  cursor: pointer;
}

.whatsapp-circle-btn:hover {
  transform: scale(1.08);
  box-shadow: 0 12px 32px rgba(37, 211, 102, 0.6);
}

.whatsapp-circle-btn svg {
  width: 34px;
  height: 34px;
  fill: #FFFFFF;
}

.online-dot {
  position: absolute;
  top: 2px;
  right: 2px;
  width: 14px;
  height: 14px;
  background-color: #22C55E;
  border: 2px solid #FFFFFF;
  border-radius: 50%;
}

@keyframes float-soft {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-4px);
  }
}

/* ==========================================================================
   Habeas Data Modal
   ========================================================================== */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(11, 30, 51, 0.75);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.modal-overlay.active {
  display: flex;
}

.modal-box {
  background: var(--surface-card);
  border-radius: var(--radius-card); /* 21px Apple radius */
  max-width: 680px;
  width: 100%;
  max-height: 85vh;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  border: 1px solid var(--border-default);
}

.modal-header {
  padding: 24px 32px;
  border-bottom: 1px solid var(--border-default);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.modal-header h4 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.modal-close-btn {
  background: transparent;
  cursor: pointer;
  padding: 4px;
  color: var(--text-tertiary);
}

.modal-close-btn:hover {
  color: var(--primary-navy);
}

.modal-body {
  padding: 32px;
  overflow-y: auto;
  font-size: 0.9rem;
  line-height: 1.6;
  color: var(--text-secondary);
}

.modal-body h5 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-top: 20px;
  margin-bottom: 8px;
}

/* ==========================================================================
   Responsive Breakpoints
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .hero-floating-card {
    max-width: 600px;
    margin: 0 auto;
  }
  
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .testimonials-gallery-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .testimonial-img-wrapper img {
    max-height: 420px;
  }

  .testimonials-trust-bar {
    border-radius: 20px;
    flex-direction: column;
    gap: 14px;
    padding: 20px;
    align-items: flex-start;
  }
  
  .exterior-container {
    grid-template-columns: 1fr;
  }
  
  .simulator-box {
    grid-template-columns: 1fr;
  }
  
  .simulator-controls {
    padding: 32px 20px;
  }
  
  .simulator-result {
    padding: 36px 20px;
  }
  
  .lead-wrapper {
    grid-template-columns: minmax(0, 1fr);
    width: 100%;
  }
  
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }
}

@media (max-width: 1040px) {
  .top-bar {
    display: none;
  }
  
  .nav-links, .header-actions .btn {
    display: none !important;
  }
  
  .mobile-menu-toggle,
  .mobile-menu-btn {
    display: flex !important;
    align-items: center;
    justify-content: center;
  }
  
  .mobile-nav {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: #FFFFFF;
    border-bottom: 1px solid var(--border-default);
    box-shadow: var(--shadow-lg);
    padding: 24px;
    flex-direction: column;
    gap: 16px;
    z-index: 1001;
  }
  
  .mobile-nav.open {
    display: flex;
  }
}

@media (max-width: 768px) {
  
  .hero-title {
    font-size: 2.35rem;
  }
  
  .hero-stats-row {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  
  .services-grid {
    grid-template-columns: 1fr;
  }
  
  .team-grid {
    grid-template-columns: 1fr;
  }

  .exterior-floating-badge {
    position: relative;
    bottom: auto;
    right: auto;
    margin-top: -30px;
    margin-left: auto;
    margin-right: auto;
    max-width: 92%;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
  }
  
  .sim-controls, .sim-results, .lead-form-wrap, .lead-sidebar {
    padding: 36px 20px;
  }

  .lead-sidebar h3 {
    font-size: 1.75rem;
  }

  .lead-form-wrap h4 {
    font-size: 1.45rem;
  }

  .btn {
    white-space: normal;
    text-align: center;
  }

  .submit-btn {
    white-space: normal;
    text-align: center;
    line-height: 1.35;
    padding: 14px 18px;
    width: 100%;
  }

  .direct-wa-box .btn-whatsapp {
    white-space: normal;
    text-align: center;
    line-height: 1.35;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
  }
  
  .floating-whatsapp .whatsapp-bubble {
    display: none;
  }
}

@media (max-width: 480px) {
  .container {
    padding-left: 16px;
    padding-right: 16px;
  }
  
  .lead-form-wrap, .lead-sidebar {
    padding: 28px 16px;
  }
  
  .lead-sidebar h3 {
    font-size: 1.5rem;
  }
  
  .lead-form-wrap h4 {
    font-size: 1.35rem;
  }
  
  .phone-input-group {
    grid-template-columns: 115px 1fr;
    gap: 6px;
  }
  
  .country-select {
    padding: 12px 6px;
    font-size: 0.8rem;
  }

  .form-control {
    padding: 12px 14px;
    font-size: 0.9rem;
  }

  .brand-wrapper,
  .brand-logo {
    height: 46px;
    max-height: 46px;
  }

  .brand-logo-text,
  .brand-img-logo,
  .brand-wrapper img,
  .brand-logo img {
    height: 44px !important;
    max-height: 44px !important;
    max-width: 195px !important;
  }

  .hero-badge {
    gap: 8px;
    padding: 5px 12px 5px 5px;
    font-size: 0.78rem;
    line-height: 1.25;
  }

  .hero-badge .badge-accent-text {
    font-size: 0.72rem;
    padding: 4px 10px;
  }
  
  .footer-logo-badge {
    padding: 6px 14px;
  }
  
  .footer-logo-badge img {
    height: 32px;
  }
}

/* ==========================================================================
   Dedicated Pages (Multi-Page Luxury Architecture)
   ========================================================================== */
.page-hero-section {
  padding: 80px 0 40px;
  background: linear-gradient(180deg, #F4F7F9 0%, #FFFFFF 100%);
  text-align: center;
  border-bottom: 1px solid var(--border-default);
}

.page-hero-title {
  font-size: clamp(2rem, 3.8vw, 3rem);
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 16px;
  line-height: 1.15;
}

.page-hero-title span {
  color: var(--accent);
}

.page-hero-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
  max-width: 760px;
  margin: 0 auto;
  line-height: 1.6;
}

/* Services Detail Page */
.services-detail-section {
  padding: 64px 0 96px;
  background: var(--surface-base);
}

.services-detail-grid {
  display: flex;
  flex-direction: column;
  gap: 32px;
  max-width: 980px;
  margin: 0 auto;
}

.service-detail-card {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card);
  padding: 36px;
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 28px;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.service-detail-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

.service-detail-icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;
  background: rgba(67, 140, 179, 0.12);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-meta-badge {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--accent);
  background: rgba(67, 140, 179, 0.1);
  padding: 4px 10px;
  border-radius: 6px;
  margin-bottom: 8px;
}

.service-detail-content h2 {
  font-size: 1.45rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 12px;
}

.service-detail-content p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 20px;
}

.service-spec-list {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

.service-spec-list li {
  font-size: 0.875rem;
  color: var(--text-secondary);
  background: var(--surface-secondary);
  padding: 10px 14px;
  border-radius: 8px;
  border: 1px solid var(--border-default);
}

.service-spec-list li strong {
  color: var(--primary-navy);
}

.service-card-action {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.service-card-action .btn-secondary,
.exterior-hero-cta .btn-secondary {
  background: #FFFFFF !important;
  color: var(--primary-navy) !important;
  border: 1px solid var(--border-default) !important;
  box-shadow: var(--shadow-sm);
}

.service-card-action .btn-secondary:hover,
.exterior-hero-cta .btn-secondary:hover {
  background: var(--surface-secondary) !important;
  color: var(--accent) !important;
  border-color: var(--accent) !important;
  transform: translateY(-1px);
}

.services-cta-banner {
  padding: 0 0 96px;
}

.cta-inner-card {
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--primary-navy-dark) 100%);
  border-radius: var(--radius-card);
  padding: 48px;
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  box-shadow: var(--shadow-xl);
}

.cta-text h3 {
  font-size: 1.65rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: #FFFFFF;
}

.cta-text p {
  font-size: 0.95rem;
  color: #94A3B8;
  max-width: 600px;
  margin: 0;
}

/* Exterior Page */
.exterior-hero-dedicated {
  padding: 64px 0 80px;
  background: linear-gradient(180deg, var(--surface-secondary) 0%, var(--surface-base) 100%);
}

.exterior-hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

.country-pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0 28px;
}

.country-pill {
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--primary-navy);
  background: #FFFFFF;
  border: 1px solid var(--border-default);
  padding: 6px 14px;
  border-radius: 9999px;
  box-shadow: var(--shadow-sm);
}

.exterior-hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.exterior-hero-image-wrap {
  position: relative;
}

.exterior-hero-img {
  width: 100%;
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-xl);
  object-fit: cover;
}

.exterior-floating-card {
  position: absolute;
  bottom: -20px;
  left: 20px;
  right: 20px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  box-shadow: var(--shadow-lg);
  text-align: center;
}

.floating-stat-num {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
}

.floating-stat-label {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.floating-stat-sub {
  font-size: 0.8rem;
  color: var(--text-tertiary);
}

.exterior-steps-section {
  padding: 96px 0;
  background: var(--surface-base);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.step-card {
  background: var(--surface-secondary);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card);
  padding: 32px 24px;
  position: relative;
  transition: transform var(--transition-fast);
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.step-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: rgba(67, 140, 179, 0.25);
  line-height: 1;
  margin-bottom: 12px;
}

.step-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.55;
  margin: 0;
}

.currency-advantage-section {
  padding: 0 0 96px;
}

.currency-card {
  background: linear-gradient(135deg, var(--primary-navy) 0%, #162436 100%);
  border-radius: var(--radius-card);
  padding: 56px 48px;
  color: #FFFFFF;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 40px;
  align-items: center;
  box-shadow: var(--shadow-xl);
}

.currency-content h2 {
  font-size: 1.85rem;
  font-weight: 700;
  color: #FFFFFF;
  margin-bottom: 12px;
}

.currency-content p {
  font-size: 1rem;
  color: #CBD5E1;
  line-height: 1.6;
  max-width: 680px;
  margin-bottom: 28px;
}

.currency-stats-row {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
}

.c-stat strong {
  display: block;
  font-size: 1.4rem;
  color: #60A5FA;
  font-weight: 800;
}

.c-stat span {
  font-size: 0.825rem;
  color: #94A3B8;
}

/* Simulator Dedicated Page Layout */
.simulator-dedicated-section {
  padding: 48px 0 88px;
  background-color: var(--surface-secondary);
}

.simulator-box {
  background: #FFFFFF;
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card); /* 21px Apple radius */
  box-shadow: 0 20px 45px rgba(26, 31, 47, 0.08);
  display: grid;
  grid-template-columns: 1.25fr 0.85fr;
  overflow: hidden;
}

.simulator-controls {
  padding: 44px 40px;
  background: #FFFFFF;
}

.calc-tabs {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px;
  background: var(--surface-secondary);
  border-radius: 9999px;
  margin-bottom: 28px;
  border: 1px solid var(--border-default);
}

.calc-tab {
  border: none;
  background: transparent;
  color: var(--text-secondary);
  font-size: 0.88rem;
  font-weight: 600;
  padding: 8px 20px;
  border-radius: 9999px;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.calc-tab.active {
  background: var(--primary-navy);
  color: #FFFFFF;
  box-shadow: 0 2px 8px rgba(26, 31, 47, 0.2);
}

.sim-group {
  margin-bottom: 26px;
}

.sim-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}

.sim-label-row label {
  font-weight: 600;
  color: var(--primary-navy);
  font-size: 0.95rem;
}

.sim-val {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--accent);
  background: var(--surface-secondary);
  padding: 4px 12px;
  border-radius: 8px;
  border: 1px solid var(--border-default);
}

.sim-range {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #E2E8F0;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
  margin: 6px 0;
}

.sim-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  transition: transform 0.15s ease;
}

.sim-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.sim-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-tertiary);
  margin-top: 4px;
}

.sim-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--surface-secondary);
  border-left: 3px solid var(--accent);
  border-radius: 0 8px 8px 0;
  padding: 12px 16px;
  font-size: 0.8rem;
  color: var(--text-secondary);
  line-height: 1.5;
  margin-top: 24px;
}

.sim-note svg {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  fill: var(--accent);
  margin-top: 2px;
}

/* Simulator Result Panel (Luxury Dark) */
.simulator-result {
  background: var(--primary-navy);
  color: #FFFFFF;
  padding: 44px 36px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
}

.result-badge {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--accent-cyan);
  background: rgba(0, 180, 216, 0.15);
  border: 1px solid rgba(0, 180, 216, 0.3);
  padding: 4px 14px;
  border-radius: 9999px;
  margin-bottom: 12px;
  width: fit-content;
}

.result-main-val {
  font-family: var(--font-heading);
  font-size: 2.6rem;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.1;
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}

.result-subtext {
  font-size: 0.825rem;
  color: #94A3B8;
  line-height: 1.5;
  margin-bottom: 24px;
}

.result-breakdown {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 14px;
  padding: 16px 20px;
  margin-bottom: 24px;
}

.breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.88rem;
  color: #CBD5E1;
}

.breakdown-row:last-child {
  border-bottom: none;
}

.breakdown-row strong {
  color: #FFFFFF;
  font-family: var(--font-heading);
  font-weight: 600;
}

.simulator-guide-section {
  padding: 0 0 96px;
}

.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 40px;
}

.guide-item {
  background: var(--surface-secondary);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card);
  padding: 28px;
}

.guide-item h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.guide-item p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.55;
  margin: 0;
}

/* Bank Details Interactive Enhancements */
.bank-card {
  cursor: pointer;
}

.bank-card-cta {
  display: block;
  margin-top: 8px;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--accent);
  transition: color var(--transition-fast);
}

.bank-card:hover .bank-card-cta {
  color: var(--accent-hover);
  text-decoration: underline;
}

.bank-modal-logo-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  background: var(--surface-secondary);
  border-radius: var(--radius-md);
  margin-bottom: 20px;
}

.bank-modal-logo-wrap img {
  max-height: 54px;
  max-width: 220px;
  object-fit: contain;
}

.bank-detail-specs {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin: 18px 0 24px;
}

.bank-detail-spec-item {
  background: var(--surface-secondary);
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid var(--border-default);
}

.bank-detail-spec-item strong {
  display: block;
  font-size: 0.75rem;
  text-transform: uppercase;
  color: var(--text-tertiary);
  margin-bottom: 2px;
}

.bank-detail-spec-item span {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
}

/* Responsive Overrides for Multi-Page */
@media (max-width: 991px) {
  .simulator-box {
    grid-template-columns: 1fr;
  }
  .simulator-controls {
    padding: 32px 20px;
  }
  .simulator-result {
    padding: 36px 20px;
  }
  .calc-tabs {
    width: 100%;
    display: flex;
  }
  .calc-tab {
    flex: 1;
    text-align: center;
    padding: 8px 10px;
    font-size: 0.82rem;
  }
  .service-detail-card {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .exterior-hero-grid {
    grid-template-columns: 1fr;
  }
  .currency-card {
    grid-template-columns: 1fr;
  }
  .guide-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .service-spec-list {
    grid-template-columns: 1fr;
  }
  .steps-grid {
    grid-template-columns: 1fr;
  }
  .bank-detail-specs {
    grid-template-columns: 1fr;
  }
  .cta-inner-card {
    flex-direction: column;
    text-align: center;
    padding: 32px 20px;
  }
}

/* ==========================================================================
   Sales Psychology & High-Conversion Luxury Components (MR Inversiones Inspired)
   ========================================================================== */

/* 1. Quick Segmenter in Hero */
.hero-segmenter {
  margin-top: 24px;
  padding: 16px 20px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-card);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
}

.hero-segmenter-label {
  display: block;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: #94A3B8;
  font-weight: 600;
  margin-bottom: 10px;
}

.hero-segmenter-buttons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.segmenter-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-sm);
  color: #FFFFFF;
  font-size: 0.88rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-fast);
  text-decoration: none;
}

.segmenter-btn:hover {
  background: var(--accent);
  border-color: var(--accent);
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(67, 140, 179, 0.35);
}

/* 2. Impact Metrics Counter Bar */
.impact-metrics-section {
  background: linear-gradient(135deg, #111522 0%, #1A2234 100%);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 50px 0;
  color: #FFFFFF;
}

.impact-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.impact-metric-item {
  text-align: center;
  padding: 10px 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}

.impact-metric-item:last-child {
  border-right: none;
}

.impact-metric-num {
  font-family: var(--font-heading);
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--accent-hover);
  letter-spacing: -1px;
  line-height: 1.1;
  margin-bottom: 6px;
}

.impact-metric-label {
  font-size: 0.95rem;
  font-weight: 600;
  color: #FFFFFF;
  margin-bottom: 2px;
}

.impact-metric-sub {
  font-size: 0.78rem;
  color: #94A3B8;
  margin: 0;
}

/* 3. Developers & Constructors Trust Bar */
.constructors-section {
  padding: 36px 0;
  background: var(--surface-secondary);
  border-bottom: 1px solid var(--border-default);
  text-align: center;
}

.constructors-title {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--text-tertiary);
  font-weight: 700;
  margin-bottom: 20px;
}

.constructors-pills-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 12px;
}

.constructor-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: 9999px;
  padding: 8px 18px;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-secondary);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
  transition: all var(--transition-fast);
}

.constructor-pill:hover {
  border-color: var(--accent);
  color: var(--primary-navy);
  transform: translateY(-2px);
}

.constructor-pill .pill-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
}

/* 4. Advisor Pillars ("Eres único: Te asignamos un asesor experto") */
.advisor-pillars-section {
  padding: 80px 0;
  background: #FFFFFF;
}

.advisor-pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 44px;
}

.advisor-pillar-card {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card);
  padding: 32px 24px;
  box-shadow: var(--shadow-card);
  transition: all var(--transition-fast);
  display: flex;
  flex-direction: column;
}

.advisor-pillar-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(67, 140, 179, 0.4);
}

.advisor-pillar-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(67, 140, 179, 0.1);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.advisor-pillar-icon svg {
  width: 26px;
  height: 26px;
}

.advisor-pillar-card h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 10px;
}

.advisor-pillar-card p {
  font-size: 0.88rem;
  color: var(--text-secondary);
  line-height: 1.55;
  margin: 0;
}

/* 5. Comparison Matrix: Going to a Bank Alone vs HOM365 Broker Multibanco */
.comparison-section {
  padding: 80px 0;
  background: var(--surface-secondary);
}

.comparison-card-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}

.comparison-col {
  border-radius: var(--radius-card);
  padding: 36px 32px;
  box-shadow: var(--shadow-card);
}

.comparison-col.col-traditional {
  background: #FFFFFF;
  border: 1px solid var(--border-default);
}

.comparison-col.col-hom365 {
  background: linear-gradient(145deg, #182030 0%, #0F1420 100%);
  border: 1px solid rgba(67, 140, 179, 0.35);
  color: #FFFFFF;
  position: relative;
  overflow: hidden;
}

.comparison-col.col-hom365::before {
  content: "Recomendado";
  position: absolute;
  top: 16px;
  right: 20px;
  background: var(--accent);
  color: #FFFFFF;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 4px 12px;
  border-radius: 9999px;
}

.comparison-header {
  margin-bottom: 24px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--border-default);
}

.comparison-col.col-hom365 .comparison-header {
  border-bottom-color: rgba(255, 255, 255, 0.1);
}

.comparison-header h3 {
  font-size: 1.35rem;
  margin-bottom: 6px;
}

.comparison-header p {
  font-size: 0.85rem;
  color: var(--text-tertiary);
  margin: 0;
}

.comparison-col.col-hom365 .comparison-header p {
  color: #94A3B8;
}

.comparison-list {
  list-style: none;
  padding: 0;
  margin: 0 0 28px 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.comparison-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9rem;
  line-height: 1.45;
}

.comparison-item svg {
  flex-shrink: 0;
  margin-top: 3px;
}

.comparison-col.col-traditional .comparison-item {
  color: var(--text-secondary);
}

.comparison-col.col-hom365 .comparison-item {
  color: #E2E8F0;
}

/* 6. Compact Executive Solution Highlights */
.executive-solutions-section {
  padding: 80px 0;
  background: #FFFFFF;
}

.executive-solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 40px;
}

.executive-sol-card {
  background: var(--surface-card);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-card);
  padding: 36px 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-card);
  transition: all var(--transition-fast);
  position: relative;
}

.executive-sol-card:hover {
  transform: translateY(-4px);
  border-color: var(--accent);
  box-shadow: var(--shadow-hover);
}

.executive-sol-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 4px 10px;
  border-radius: 9999px;
  background: rgba(67, 140, 179, 0.12);
  color: var(--accent);
  margin-bottom: 16px;
  width: fit-content;
}

.executive-sol-card h3 {
  font-size: 1.25rem;
  color: var(--primary-navy);
  margin-bottom: 12px;
}

.executive-sol-card p {
  font-size: 0.88rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 24px;
}

.executive-sol-link {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--accent);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition-fast);
}

.executive-sol-link:hover {
  gap: 10px;
  color: var(--accent-hover);
}

/* Responsive updates for new components */
@media (max-width: 991px) {
  .impact-metrics-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px 16px;
  }
  .impact-metric-item {
    border-right: none;
  }
  .advisor-pillars-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .comparison-card-wrapper {
    grid-template-columns: 1fr;
  }
  .executive-solutions-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .hero-segmenter-buttons {
    grid-template-columns: 1fr;
  }
  .impact-metrics-grid {
    grid-template-columns: 1fr;
  }
  .advisor-pillars-grid {
    grid-template-columns: 1fr;
  }
}